Fullerton India is a Non Banking Finance Company. The Company started its operations in January 2006.Fullerton offers you a wide range of financial products likeHome Loans, home equity loans Business Loans and life insurance. It has more than 800 branches across India. Fullerton India Personal Loan offers:
• Simplicity - Easy to understand, simple processes and standard documentation
• Speed - Average turnaround time in loan processing is just two days
• One of the lowest Personal Loan Interest Rates.
• Minimum Documentation.
| Eligibility Criteria for Fullerton India Personal Loan |
| Age of Applicant | Min-21 years ; Max-60 years. |
| No. of years in employment | 3 years & above |
| Current Experience | 6 months & above |
| Net Monthly Income | Rs. 12,500/- & above |
| Loan Amount offered by Fullerton India |
| Minimum Funding | Rs. 40,000/- |
| Maximum Funding | Rs. 5,00,000/- |
| Loan Tenure offered by Fullerton India |
| Minimum Tenure | 12 months |
| Maximum Tenure | 60 months |
| Turn Around Time of Fullerton India Personal Loan |
| Turn around time | 4 working days |
| Processing Fee of Fullerton India Personal Loan |
| Processing fee | 2.5% to 3.5% of loan amount |
| Prepayment Charges of Fullerton India Personal Loan |
| Foreclosure Charges | 4% of outstanding principal (Can be foreclosed after 6 months only) |
| Salary available for making EMI’s |
| Above Rs. 15,000 p.m | 60% of salary is considered |
| Documents Required for Fullerton India Personal Loan |
| Identity Proof | Passport/ driving license/PAN card/ Photo credit card (with embossed Signature and last two months statement)/ banker’s sign verification |
| Age Proof | PAN Card/ Passport/ driving license/ School leaving certificate/ Voter’s card/ BirthCertificate/ LIC policy (only for age Proof). |
| Address Proof | Passport/ Telephone bill (BSNL/MTNL)/ Electricity bill/ Title deed of property/Rental agreement/ Driving license/ Election ID card/ Photo-credit card (with last two month statements) |
| Income Proof | Latest 3 months salary slip (Computerized pay slip with company Logo/pay slip on company letter head) |
| Job Continuity Proof | Form 16/relieving letter/appointment Letter. |
| Banking History | Bank statements of latest 6 months |
Disclaimer : Please note that the interest rates and eligibility criteria given here are based on the market research. To enable the comparisons certain set of data has been reorganized / restructured / tabulated .Users are advised to recheck the same with the individual companies / organizations. This site does not take any responsibility for any sudden / uninformed changes in interest rates.